APPLIANCE SERVICE TECHNICIANS - INDEPENDENT REPAIR PROFESSIONALS - SMALL SHOP OWNERS - SERVICE CONTRACTORS - SELF-EMPLOYED TECHNICIANS - UASA MEMBERS -
APPLIANCE SERVICE TECHNICIANS - INDEPENDENT REPAIR PROFESSIONALS - SMALL SHOP OWNERS - SERVICE CONTRACTORS - SELF-EMPLOYED TECHNICIANS - UASA MEMBERS -
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How This Model Works
A simple, structured path to access health coverage, designed for people who work for themselves.
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How it Works
A simple, structured path to access health coverage. Built for independent workers.
STEP 1
STEP 2
STEP 3
STEP 4
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Join Through Membership
Participate as Working Owner
Use Your Benefits
Check eligibility and explore flexible benefit coverage options with trusted nationwide networks.
If eligible, you’ll join through a structured association that enables access to group-based benefits.
To maintain eligibility, you’ll complete simple, monthly activities as part of the program.
Start using your coverage with access to care, support, and resources designed to help you navigate healthcare with confidence.
Important: Eligibility and outcomes vary based on individual qualifications and participation. Not everyone will qualify.
What Participation Looks Like
As a Consumer Data Respondent, your participation is simple and designed to be quick. Most people complete this in just a few minutes each month.
Short surveys
Basic tasks
Periodic engagement through the platform
What Happens If You Qualify
If you’re eligible, here’s what happens next.
Review your available coverage options
Get guided support during enrollment
Set up access to tools and resources
Ongoing support when you need it
Understanding the Structure
Working Owner
When you join Population Science Management, you become a Working Owner. A real role with real responsibilities. It's the foundation of this path to group benefits.
Population Science Management
PSM is the organization eligible participants join as Working Owners. It's a data analytics company, and your monthly role, completing brief surveys, is how you contribute and maintain active status.
GigCare Benefits
GigCare is PSM's single-employer, self-funded ERISA group health plan. Active, eligible Working Owners may access GigCare coverage.
Consumer Data Respondent
Your specific role within PSM. You complete brief monthly surveys that keep you active in the program and eligible for benefits. Most members finish in under five minutes.
Why People Are Making The Switch
Independent workers are increasingly looking for alternatives to traditional coverage—especially as costs rise and options become more limited.
Many who qualify and enroll report meaningful savings, along with a more structured and supported experience.

Stop Paying More for Less
Many independent workers are pushed into the most expensive coverage options—without realizing there are alternative ways to access benefits.
This approach is helping people find a better path.
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