APPLIANCE SERVICE TECHNICIANS - INDEPENDENT REPAIR PROFESSIONALS - SMALL SHOP OWNERS - SERVICE CONTRACTORS - SELF-EMPLOYED TECHNICIANS - UASA MEMBERS -

APPLIANCE SERVICE TECHNICIANS - INDEPENDENT REPAIR PROFESSIONALS - SMALL SHOP OWNERS - SERVICE CONTRACTORS - SELF-EMPLOYED TECHNICIANS - UASA MEMBERS -

Kuhlmann Group

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How This Model Works

A simple, structured path to access health coverage, designed for people who work for themselves.

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888-389-8776

How it Works

A simple, structured path to access health coverage. Built for independent workers.

STEP 1

STEP 2

STEP 3

STEP 4

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Join Through Membership

Participate as Working Owner

Use Your Benefits

Check eligibility and explore flexible benefit coverage options with trusted nationwide networks.

If eligible, you’ll join through a structured association that enables access to group-based benefits.

To maintain eligibility, you’ll complete simple, monthly activities as part of the program.

Start using your coverage with access to care, support, and resources designed to help you navigate healthcare with confidence.

Important: Eligibility and outcomes vary based on individual qualifications and participation. Not everyone will qualify.

What Participation Looks Like

As a Consumer Data Respondent, your participation is simple and designed to be quick. Most people complete this in just a few minutes each month.

Short surveys

Basic tasks

Periodic engagement through the platform

What Happens If You Qualify

If you’re eligible, here’s what happens next.

Review your available coverage options

Get guided support during enrollment

Set up access to tools and resources

Ongoing support when you need it

Understanding the Structure

Working Owner

When you join Population Science Management, you become a Working Owner. A real role with real responsibilities. It's the foundation of this path to group benefits.

Population Science Management

PSM is the organization eligible participants join as Working Owners. It's a data analytics company, and your monthly role, completing brief surveys, is how you contribute and maintain active status.

GigCare Benefits

GigCare is PSM's single-employer, self-funded ERISA group health plan. Active, eligible Working Owners may access GigCare coverage.

Consumer Data Respondent

Your specific role within PSM. You complete brief monthly surveys that keep you active in the program and eligible for benefits. Most members finish in under five minutes.

Why People Are Making The Switch

Independent workers are increasingly looking for alternatives to traditional coverage—especially as costs rise and options become more limited.

Many who qualify and enroll report meaningful savings, along with a more structured and supported experience.

Independent professional

Stop Paying More for Less

Many independent workers are pushed into the most expensive coverage options—without realizing there are alternative ways to access benefits.

This approach is helping people find a better path.

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